Car insurance is a guarantee that makes sure you will be covered in the event of a claim. Compulsory civil liability for every insured person is included in each automobile insurance contract. Automobile insurance allows you to be properly compensated in the case of a road accident.
Car insurance also guarantees compensation for material and bodily injury caused to others by the driver of the car, or by his passengers, in the event of an accident. If your vehicle is the cause of an accident or damage caused to a third party, whether passenger or not, this insurance will intervene to cover the expenses incurred. Depending on the type of contract taken out, automobile insurance can also cover property damage to an insured vehicle and the bodily injury of the driver.
The car insurance contract is a form of compulsory insurance which aims to guarantee the driver of a motor vehicle against the consequences of physical damage caused by his vehicle to third parties. This article provides Information to understand what auto insurance is and the guarantees it provides. Car insurance is mandatory when you own a vehicle and you want to travel with it.
Civil liability covers physical or physical damage to a third party, whether outside or inside the vehicle. There is a compulsory part to car insurance, to which it is possible to add various options. The owner of the vehicle, who is the contract holder, can not be considered a third party when he is a driver at the time of the accident. Similarly, people transported under specific conditions and those transported for remuneration would not be covered.
Insurance is compulsory for all vehicle owners as soon as the vehicle is put on a public road. For the previous reasons, this insurance is often supplemented by other covers. The most important insurance is the insurance which covers the liability of drivers of a vehicle.
Legal protection covers legal costs and provides legal assistance and advice to the insured. Driver’s insurance covers the bodily injury suffered by the driver. Road side assistance makes it possible for assistance to be covered for the insured in the event of a breakdown of his vehicle. This will cover breakdown service, towing, etc.
Your insurer may plan to set up a deductible that is added to your insurance policy. It corresponds to a predefined sum that you remain liable for in cases of compensation by the insurer. On the one hand, the deductible reduces the indemnities you receive in cases of loss, but on the other hand it allows you to reduce the amount of your required contribution.